Having a dog in the family is heart-warming. A dog brings so much joy, happiness, connection, and cuddles into our lives. But it’s not all fun and games, as these precious creatures require optimum care. Healthy nutrition, playtime, quality sleep, grooming are just some of the things dogs need to stay healthy, happy, and jolly.
There are times when dogs fall sick and need appropriate medical intervention. Sometimes due to an unfortunate accident or or an illness, they may need medical help. In such cases, getting medical help for your pooch can be really expensive. So what do you do in such situations?
To be able to afford medical treatments for your pooch in case of an emergency or illness, pet health insurance really helps. Just as we humans get health insurance, which saves us a ton of money when we need medical help, dogs too, can get pet insurance. There are various insurance options that you can select from that suits your dog’s needs and your budget.
✳Pet Insurance – What Pet Insurance Cover? (Pet Insurance Review)
Pet insurances generally cover the medical costs of injuries and illnesses like when a dog gets hit by a car or gets an athletic injury. Different pet insurance plans cover different illnesses. For example, some insurance plans do not cover genetic illnesses like hip dysplasia. While some pet insurance plans cover MRI scans and other diagnostics, other plans don’t.
Just like human health insurance plans, most pet insurance plans will not cover pre-existing conditions. And most insurance plans for pets also do not cover routine checks, dental care, training, behavioral assistance, and preventative treatments. To explore in detail about how to select the best insurance plan for your pooch, read on.
☑How To Choose The Best Insurance Plan For Dogs? Do I Need Pet Insurance for My Dog?
To select the right insurance company and insurance plan for your pooch, it is vital that you decide which aspects of your dog’s insurance are important to you. This is because the type of insurance and the cost of the insurance your dog will need will depend on various factors.
Your dog’s age, weight, breed, current health condition, coverage limits, and your selected deductible are just some of the factors that will determine the best insurance plan for your pooch. These factors will also determine the cost of an insurance plan. Pet insurance plans work similarly to human insurance plans. They charge a monthly premium depending on which plan you choose.
Naturally, if you want more of the monetary bill reimbursed when your dog needs medical help, your monthly premium will be higher. Also, if a dog is old or has major health issues, their health insurance will cost much more than a healthy dog’s pet insurance. For a healthy, young, or middle-aged dog, the typical monthly health insurance premium would be somewhere between $25 to $35.
Most dogs hardly need medical insurance because most dogs do not meet in accidents or develop a severe illness. In such cases, you could say that medical insurance money is clearly wasted. But we never what the future holds and what might happen.
So when your dog does need medical help, having medical insurance is a great relief and is precisely where medical insurance really helps. You do not want to take a chance on this and later find out that you cannot afford a medical treatment that is essential to save your dog’s life. It’s always better to have pet insurance, especially if you can easily afford it, than struggling to pay their medical bills later on.
🌟Insurance Companies – Best Pet Insurance (Pet Insurance Dog) Companies
A few quality pet insurance companies like the ones we have mentioned below have great insurance plans. Be sure to check out their website and choose the company and plan that works best for you.
Nationwide is one of the pet insurance companies that we recommend. It has 3 unique pet insurance plans – Major Medical, Pet Wholeness, and Whole Pet with Wellness. Make sure to check out all their plans in detail on their website. Their Whole Pet plan covers almost every medical procedure, and diagnostic your dog might need. They have plans starting $35 a month.
Trupanion is another pet insurance company that we recommend. It covers 90 percent of medical costs. The only things it does not cover is preventative (routine) care and pre-existing conditions. This company is fast in its service, and its insurance plans cover diagnostics, illness, hereditary conditions, injuries, and much more.